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Top 5 Best Auto Insurance Company in US

1)  Liberty Mutual

Founded in 1912, Liberty Mutual Insurance insures more than 1.5 million vehicles and has some of the top customer service ratings.

Why choose Liberty Mutual

  • Ranked “among the best” by J.D. Power’s 2016 U.S. Insurance Shopping Study
  • Great standard coverage, as well as the option to add :
  1. Accident forgiveness: Your insurance rates won’t go up when you’re involved in your first accident.
  2. New car replacement: If you total your car when it’s less than a year old and has fewer than 15,000 miles, they’ll reimburse you the cost of a new car, not just the depreciated value.
  3. Better car replacement: You’ll be reimbursed for a car that is one model year newer and 15,000 fewer miles than your totaled car.
  4. Deductible fund: Reduce your deductible by $100 when you add this feature, and then another $100 every year after that.
  • 24-hour claims service

Why you should keep looking

  • Policies can be expensive if you are purchasing a single policy.

2) Allstate Insurance

If you’re looking for a car insurance company that offers high quality insurance policies with the opportunity for discounts, Allstate Insurance should be on your short list. Allstate received fairly high ratings across both studies mentioned in this article, with its highest marks received from customers who reported a positive rental car experience.

Why choose Allstate Insurance

  • Most areas have a physical office and local agents
  • Multiple opportunities for discounts for bundling, anti-theft devices, and passive restraint
  • Consumer-friendly website

Why you should keep looking

  • Several comparable companies received higher ratings across the board
  • Can be expensive if you don’t bundle policies

3) USAA

USAA received extremely high marks from J.D. Power’s Claims Satisfaction Survey, including 5/5 in overall customer satisfaction. In addition, USAA customers were extremely satisfied with their final settlement after an accident, which is one of the most important indicators or a high quality insurance company.

Why you might like USAA

  • Top ratings, including overall customer satisfaction
  • Superior customer service
  • Diverse policy options to meet anyone’s needs

4) Auto-Owners Insurance

While Auto-Owners Insurance keeps a fairly low profile, they receive extremely high marks across the board. In fact, J.D. Power awarded Auto-Owners Insurance the highest rating in their 2015 Auto Claims Study, with a 5/5 in every category except for rental car experience. That puts Auto-Owners Insurance ahead of the pack in terms of overall customer satisfaction whenever a claim is filed.

Why you might like Auto-Owners Insurance

  • High ratings for customer service and claims experiences
  • Individual agents who care
  • Variety of discounts available

Why you should keep looking

  • Policies can be expensive if you don’t qualify for discounts
  • Website isn’t as user-friendly as it could be

5) Progressive

Progressive Insurance is known for its constant barrage of advertisements, but they also have a solid base of customers who seem quite happy with their products. Although they didn’t receive the best marks possible from J.D. Power’s 2015 Claims Study, they come in extremely competitive when it comes to pricing.

Why you might like Progressive

  • Plenty of available discounts and competitive pricing
  • Great online presence

Why you might keep looking

  • Other companies receive higher ratings across the board
  • Scarce individualized attention from agents

 

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